How much cash you need depends on your plans. Use the planner below.
Indonesia’s currency is the rupiah (IDR). (Smartraveller) Only exchange money at authorised money changers; unauthorised changers have been known to scam tourists in Bali and elsewhere. (Smartraveller)
Trip cash planner
Total cash = days × your daily spending × (1 + buffer) × cash share. Enter your own figures; Aorista doesn’t recommend an amount.
Converted at the daily mid-market rate (loading…); the rate you get will differ. Rates By Exchange Rate API
Cards, ATMs and currency exchange
Currency exchange
- Licensed money changers show a Bank Indonesia logo with a QR code; open the code to check the business name and its operating licence. Unlicensed changers may short-change you. (GOV.UK foreign travel advice)
- Bali’s Circular Letter No. 7 of 2025 tells foreign tourists to exchange currency only at authorised money changers with official Bank Indonesia QR codes. (Bali Provincial Government)
- Declare money over IDR 100,000,000 (or the equivalent) when you arrive and leave; this covers all forms of currency, not only cash. (Smartraveller)
Cards and ATMs
- Credit card fraud is common: don’t lose sight of your card during transactions. (GOV.UK foreign travel advice)
- Criminals sometimes put a fake telephone number on ATMs, asking customers to call about problems so they can ask for card details. (GOV.UK foreign travel advice)
Offered your home currency at the till?
If a terminal or ATM offers to charge you in your home currency instead of rupiah, check what that costs with the dynamic currency conversion checker, or read should I pay in local currency or my home currency?
More for the trip
Bali & Indonesia travel essentials · Tipping in Bali and Indonesia · AUD → IDR · NZD → IDR · USD → IDR · GBP → IDR
Questions
What currency should I take to Bali?
Indonesia, including Bali, uses the rupiah (IDR). Smartraveller advises exchanging money only at authorised money changers. Smartraveller (Australian Government)
How do I spot a licensed money changer in Bali?
GOV.UK says licensed currency exchanges show a Bank Indonesia logo and a QR code; open the code to check the business name and licence. Bali’s provincial government also asks tourists to use authorised money changers only. GOV.UK foreign travel advice Bali Provincial Government (Love Bali news, 24 Mar 2025)
General information, not financial advice. Rates are daily mid-market rates; your bank's rate will differ.
Sources and last checked
- GOV.UK foreign travel advice: Indonesia, safety and security, updated 18 Sep 2026. Checked 18 Oct 2026.
- Bali Provincial Government (Love Bali news, 24 Mar 2025): Governor’s Circular Letter No. 7 of 2025, published 24 Mar 2025. Checked 18 Oct 2026.
- Smartraveller (Australian Government): Indonesia, “Money”, updated 16 Oct 2026. Checked 18 Oct 2026.
- Exchange rates: daily mid-market rates, fetched in your browser when the page loads (European Central Bank reference rates via Frankfurter if that service is unavailable). Rates By Exchange Rate API