How much cash you need depends on your plans. Use the planner below.
Thailand’s currency is the baht (THB). (Smartraveller) Most hotels, restaurants and higher-end shops accept international credit cards. (Smartraveller)
Trip cash planner
Total cash = days × your daily spending × (1 + buffer) × cash share. Enter your own figures; Aorista doesn’t recommend an amount.
Converted at the daily mid-market rate (loading…); the rate you get will differ. Rates By Exchange Rate API
Cards, ATMs and currency exchange
Cards and ATMs
- ATMs are available in cities and regional centres. (Smartraveller)
- There have been incidents of ATM skimming: use an ATM in a bank, protect your PIN and don’t lose sight of your card. (GOV.UK foreign travel advice)
Currency exchange
- Smartraveller (Australia’s travel advice service) says you can exchange Australian dollars for baht at airports, in tourist areas, and in major cities and towns, and to use only authorised money changers. (Smartraveller)
- There are limits on the amount of currency you can bring in or take out. (Smartraveller)
Proof of funds on entry
- GOV.UK’s advice for British nationals says you may be asked to show you have enough money for your stay (at least 10,000 baht per person or 20,000 baht per family) and evidence of onward or return travel. (GOV.UK foreign travel advice)
Offered your home currency at the till?
If a terminal or ATM offers to charge you in your home currency instead of baht, check what that costs with the dynamic currency conversion checker, or read should I pay in local currency or my home currency?
More for the trip
Thailand travel essentials · Tipping in Thailand · AUD → THB · NZD → THB · GBP → THB
Questions
What currency should I take to Thailand?
Thailand uses the baht (THB). Smartraveller (Australia’s travel advice service) says Australian dollars can be exchanged for baht at airports, in tourist areas and in major cities and towns, using authorised money changers. Smartraveller (Australian Government)
Can I use my card in Thailand?
Smartraveller says most hotels, restaurants and higher-end shops accept international credit cards, and ATMs are available in cities and regional centres. GOV.UK warns of ATM skimming and advises using an ATM in a bank. Smartraveller (Australian Government) GOV.UK foreign travel advice
General information, not financial advice. Rates are daily mid-market rates; your bank's rate will differ.
Sources and last checked
- Smartraveller (Australian Government): Thailand, “Money”, updated 15 Oct 2026. Checked 18 Oct 2026.
- GOV.UK foreign travel advice: Thailand, safety and security, updated 12 Oct 2026. Checked 18 Oct 2026.
- GOV.UK foreign travel advice: Thailand, entry requirements, updated 12 Oct 2026. Checked 18 Oct 2026.
- Exchange rates: daily mid-market rates, fetched in your browser when the page loads (European Central Bank reference rates via Frankfurter if that service is unavailable). Rates By Exchange Rate API